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Consumer Guide |
Insurance is defined as protection against future loss.
The basic purpose of insurance is to
financially protect the people you care about.
Columbian recognizes that each individual is unique, with a personal set of circumstances specific to the individual and their life situation. That's why we have developed a number of multi-faceted insurance products to meet our customers' ever-changing needs.
What Type of Insurance Do You Need?
Click below for an overview of the basic types of insurance, plus a guide to commonly used insurance terms.
How Much Insurance Do You Need?
Click below for a personal needs calculator, for your use only.
No personal information will be recorded or retained by Columbian.
When using the needs calculator, ask yourself the following:
- How much of the family income do you provide?
- Do you have children for whom you would like to set aside money for education in the event of your death?
- How will your family pay final expenses and repay debt after your death?
- Will there be estate taxes to pay after your death?
- How will inflation affect your family's future needs?
