You can pay with just one payment or make payments over a number of years -

With a Single Pay Preneed policy, you have the option of increasing the policy benefit if
you decide to add extra items to your arrangements later on.

With a Multi-Pay Preneed policy, you choose the frequency of payments and the length
of the payment period. You can make annual, semi-annual, quarterly or monthly
payments over a period of 3, 5, 7 or 10 years, and you can even choose to have the
payments automatically deducted from your bank account for convenience.

Because the benefit amount of your Columbian Preneed policy is expected to grow each year,
many funeral homes will guarantee the price of the goods and services they provide. This
means that you purchase the policy based on the amount that your funeral would cost today,
and the funeral home agrees to accept the policy benefit to pay for your funeral expenses at
the time of need, no matter how much funeral prices rise.

Under certain circumstances, the policy may be excludable from your assets when qualifying
for Medicaid.

If you move away from your current area, your policy can be used to fund arrangements with
a funeral home in your new home town.

If you have other insurance policies that are intended for specific purposes, such as education
or living expenses, your family will not need to use them to pay for your funeral.

You can choose to have Columbian pay your funeral home directly, so your family won't be
faced with details such as locating the policy or completing forms at a time when they need to
be taking care of each other.