TermLine is term insurance available with 10, 15 or 20 year initial term periods. Premiums are guaranteed for 10 years. For plans with an initial term period longer than 10 years, premiums are expected to remain level for the remainder of the initial term, but could be more or less than the current premiums. TermLine is available in face amounts from $100,001 to $10,000,000 (TermLine 20 is also available in face amounts from $25,000 to $50,000 in ME, ND and VT).
After the initial term period, you have the option of continuing coverage at the attained age premiums or re-entering with a new policy for another 10, 15 or 20 year period of level premiums.
The following riders are available:
- The Accidental Death Benefit Rider pays an additional benefit for accidental death occurring while the rider is in effect. The maximum accidental death benefit available is $250,000 for all companies combined.
- The Children's Insurance Rider provides level term insurance for all eligible children to each child's age 25.
- The Waiver of Premium Rider waives premium payments after six months of total and continuous disability occurring while the rider is in effect.
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This describes Policy/Rider Form Nos. 1F555, 1F555-CL, 1HA01, 1HA01-CL, 1HC09, 1HC09-CL, 1H812 and 1H812-CL or state variation. Policy/Rider specifications and availability may vary by state.