Insurance is defined as protection against future loss. The basic purpose of insurance is to financially protect the people you care about.
We can't see into the future, but we can plan for it. Consider some of the events that may cause your insurance needs to change:
Life insurance can provide for your family in the eventuality that you can't. If you have dependents, consider what would happen to them if you were no longer here to support them. How would the quality of their life and their future be affected? By planning now, you can continue to provide for your family, even in the event of your death. Life insurance benefits can be used to replace lost income, pay for final expenses, pay outstanding debts, or pay for your children's education.
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