Dignified Choice® - Classic life insurance plans offer an uncomplicated way to provide for your final expense needs. Eligibility is determined by your answers on the application.

Dignified Choice® Guarantees:

• Premium Guarantee. Your premiums will never increase, regardless of your age or health.
• Death Benefit Guarantee. Your death benefit will never decrease.
• Guaranteed Cash Values. Your policy will build cash values that may be borrowed against.
• Guaranteed Non-Cancellable. Your policy will never be cancelled, as long as application questions are answered accurately and premium payments are kept current.

The following riders are available:

• Provide up to $10,000 of level term insurance on your children, grandchildren or great grandchildren with the Children's Term Insurance Rider 
• The Accelerated Death Benefit Rider  can be added to your policy at no additional premium, and will allow you to receive 50% of the policy death benefit if you are diagnosed with a terminal condition and life expectancy of 12 months or less. Receipt of accelerated benefit may affect eligibility for public assistance programs and may be taxable.
• With the optional Accidental Death Benefit Rider, the death benefit payable to your beneficiary will be doubled if you die due to an accident.
  
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This describes Policy/Rider Form Nos. 1F607, 1F607-CL, 1F608-CL, 1F609, 1F609-CL, 1H884, 1H884-CL, 1H915, 1H915-CL, 1H916, 1H916-CL and 1H885-CL or state variation. Product specifications and availability may vary by state.