SafeShield® is level term insurance available in amounts from $20,000 to $350,000 with no medical exam required. Eligibility is based on your answers to the application health questions.
SafeShield® is available with a 10, 15, 20 or 30 year initial term period, and can be renewed to age 100 or converted to permanent insurance after the second policy year.
As an added benefit, an Unemployment Premium Waiver is automatically included with the policy at no additional premium, where allowed by state. Premium payments will be waived for up to six months if you become unemployed after the second policy year and collect unemployment benefits for at least four consecutive weeks.
The following riders are automatically included with the policy at no additional premium, where allowed by state.
*Receipt of accelerated benefits may affect eligibility for public assistance programs and may be taxable.
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This describes Policy/Rider Form Nos. 1F612-CL, 1F613-CL, 1H841-CL, 1H906-CL, 1H907-CL, 1H908-CL, 1H915-CL, 1H916-CL, 1H931-CL, 1H932-CL and 1H934-CL or state variation. Policy/Rider specifications and availability may vary by state.